Browsing by Subject "Retirement"
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Item A comparative study of the life satisfaction of early retirement military officers(Texas A&M University, 2005-11-01) Graves, Russ ThomasThis study compared the life satisfaction of early retirement military officers with several comparison groups on the basis of Retirement Descriptive Index (RDI) scale scores. The RDI is a self-report instrument that assesses life satisfaction across four scales: Activities, Finances, Health, and People (associations). ??Early?? retirement from the military, after as few as 15 years of service, was possible between 1993 and 1999 under the Temporary Early Retirement Authority Program (TERA), enacted by Section 4403 of the National Defense Authorization Act for Fiscal Year 1993 to reduce post-Cold War U.S. military personnel strength. This was a departure from the traditional 20 to 30 year military career length referred to in this study as ??regular?? military retirement. A total of 57,693 personnel from the five military service branches, including 12,790 officers, retired early under this legislation. Previous research has revealed that many military retirees experienced adjustment difficulties during their post-retirement midlife military-to-civilian transition. A long-existing problem has been the inability to predict or prevent these adjustment difficulties. To examine one aspect of the adjustment of military retirees, the RDI was electronically administered via the internet to 122 early retirement military officers and 824 regular retirement military officers with retirement dates from the same period. RDI scale scores for the early retirement military officers were compared to those of the regular retirees. Additionally, comparisons were made with the RDI scale scores of other groups, including regular retirement military officers from previous studies, and early retirement civilians from a previous study. Analysis of RDI scale scores, using inferential statistical procedures including One-Way Analysis of Variance, chi-square tests of independence, and independent-samples t tests, revealed that early retirement military officers experienced slightly lower measures of life satisfaction in general than all comparison groups, and specifically experienced lower levels of satisfaction with their financial situations. Qualitative (anecdotal) data was included to complement the statistical analysis. Recommendations for research and practice were made regarding early retirement military officers.Item Item An analysis of financial preparation for retirement(Texas Tech University, 1976-12) Jahns, Sharon IbaNot availableItem Early retirement: expectations of middle-aged workers and reports of early retirees(Texas Tech University, 1978-12) Edmunds, Evelyn PageNOT AVAILABLEItem Factors determining recommendations for retirement of persons with mental retardation(Texas Tech University, 1998-08) McGlynn, Ann PalenOne segment of the rapidly aging population of the United States is a diverse group of persons who have received the diagnosis of mental retardation. Longevity is increasing as a result of advances in health care and improved standards of living. This group has many needs that are just beginning to be addressed. One such need is included under the general concept of retirement. A large body of works exists detailing the demographics of aging adults whh mental retardation. Many studies have assessed the aging process of these individuals. Policy and planning studies exist that analyze the needs, cost, and societal impact of current retirement programs and programs that are needed. Interdisciplinary teams have been referring persons to existing retirement programs. To date, however, no research has been done establishing what factors interdisciplinary team members consider when making these referrals. Qualified Mental Retardation Professionals, nurses, and direct-care staff in 3 State Schools for the Mentally Retarded in Texas participated in this research. Demographic information on hypothetical individuals who live in state schools was presented to these individual members of interdisciplinary teams. The IQ, age, health, and behavior of the hypothetical individuals were systematically varied. Participants were asked to answer 7 questions that reflected the well being, competence, and retirement status of the hypothetical individuals and estimate the optimal number of years until retirement. Finally, participants were asked to rank 10 factors in order of importance in retirement consideration. Results indicated that age and behavior influenced responses more often than health and IQ, although the latter frequently interacted with the former. Participants found that older hypothetical subjects, regardless of health status, generally were less happy, enjoyed work less, did worse at work, and behaved more poorly than their younger counterparts. This reflects the ageism found in general society. Of great interest is that participants generally rated hypothetical subjects with higher IQs as more ready to retire than those with lower IQs. Persons with higher IQs may have more retirement options and then work may be perceived as less fulfilling. Participants' ranks of factors did not always correspond to actual ratings.Item A quantitative study : administrative leaders' perceptions of succession planning and management practices within community colleges(2012-05) Coward, Leslie Anne Wright; Gooden, Mark A.; Roueche, John E.; Vasquez Heilig, Julian; Butler, Johnny S.; Roueche, Suanne D.; Bumphus, AileenThe purpose of this quantitative study was to examine the perceptions of senior administrative and middle manager community college leaders regarding current succession planning and management practices occurring within their institutions. Three research questions guided this study: (1) Is the four succession planning and management components structurally related, (2) Is there a difference in how senior administrative and middle manager leaders evaluate succession planning and management components, and (3) Is there a difference between size and location of institution in regards to status of succession planning and management components? A suitable succession planning and management instrument was not found; therefore, the Wright-Coward Succession Planning and Management Survey (WCSPMS) instrument was developed. An exploratory factor analysis was used to address research question one and test the structural relationship of the common succession planning and management components of the survey. A second statistical procedure, multivariate analysis of variance, was used to analyze differences between the four dependent measures of succession planning and management and leadership level, and institutional factors. Findings from this study suggested (1) items on the WCSPMS instrument are correlated and three relatively independent succession planning and management factors are associated with the 20 underlying items, and (2) there is a statistical significant difference between leadership level in regards to perceptions of succession planning and management practices. Furthermore, this study indicated there is much work to be done by community college leaders in the area of succession planning and management.Item Social security privatization proposals: an analysis of winners and losers(Texas Tech University, 2005-05) Counts, Roy WayneThe current funding mechanism for Social Security is generally acknowledged to be inadequate to fund the retirement of future generations. Privatization has been seen as one way to solve the future funding problems. Both the Clinton administration and the Bush administration have convened commissions on Social Security. The 1994-1996 Advisory Council on Social Security, called for some level of privatization in two of the three proposals they recommended. The President’s Commission on Strengthening Social Security, recommended a degree of privatization in all three of the proposals that the commission offered. The study uses a stochastic simulation to project which groups of workers would benefit from and which workers would be harmed by the five privatization proposals offered by the two commissions. Using the Panel Study of income dynamics this work examines the effect on government sponsored pension benefits for workers. It includes marriage, divorce and remarriage and also stochastically generated market returns for the privatized funds.Item Variables describing the decision to retire before the age of sixty-five(Texas Tech University, 2003-08) Pauwels, VandaThe purpose of this study is to identify variables describing the decision to retire before the age of 65. Early retirement is important because of the large and increasing number of individuals who are retiring eariy in the United States. In addition, it is a significant factor in regard to retirement behavior and retirement decisions. Information regarding variables describing the decision to retire early will be useful to educators, policymakers, and financial planners: educational materials can be tailored to meet specific needs, policies can be set to meet unmet needs, and fmancial planners will be able to target clients in this niche of the plarming market. The 1999 Retirement Confidence Survey (RCS) was used in this research. Logistic regression was used to measure the statistical relationship between the dependent variable and the independent variables. Two independent variables, retirement savers and level of education, were found to be significant at the .05 level, and confidence in Social Security was found to be significant at the .10 level. Recommendations for future research include the following: replicating the study employing later versions of the RCS, employing sampling techniques that allow randomizations that should yield respondents that match more closely with the demographics of the U.S. population, replicating the study and including additional variables, research using more inclusive questions addressing the respondent's circumstances at the time of retirement, and research conducted to assess the validity of the retirement readiness questions and the financial attitudes and behavior score.