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Item A financial impact scale for long-term caregivers: application to Alzheimer family caregivers(Texas Tech University, 1989-12) Todtman, Kathee LThe primary purpose of this study was to develop a scale to assess the financial impact of long-term caregivers. The secondary purpose of this study was to administer the scale (the Financial Impact Scale) to a sample of 192 caregivers of victims of Alzheimer's Disease in order to shed light on this unique caregiving experience. Established scale development procedures were followed. Factor analysis resulted in a reliable unidimensional 20-item scale with a Cronbach's Alpha of .9324. Validity was established by correlating the scale with the Zarit 29-item general burden inventory and was found to have an r of .6682, p < .001. In order to strengthen validity, correlations were also calculated between the scale and two global questions used widely in the financial planning literature to measure financial well-being. The Financial Impact Scale was found to have a significant negative correlation with one of these questions which related to adequacy of income (r= -.3666, p < .05). Multivariate Analysis of Covariance (MANCOVA) was utilized and revealed several population characteristics. Women reported significantly greater financial impact than men, whereas men reported significantly greater general burden than women. Caregivers of dependents without private long-term care insurance reported greater financial impact than those with dependents who had private long-term care insurance. Caregivers of dependents who did not own their home reported greater financial impact than caregivers of dependents who did own their home. Caregivers with dependents with higher levels of functioning reported significantly greater financial impact than dependents with lower levels of functioning. As a research tool, the Financial Impact Scale provides a reliable and valid quantitative assessment of an important aspect of the caregiving experience. The scale could be used to assist in the design of appropriate caregiver interventions. Inclusion of the scale in a battery of assessments could shed light on caregiver burden. Recommendations were made for future research utilizing the Financial Impact Scale.Item An experimental program in personal improvement for low income Latin-American women(Texas Tech University, 1965-08) Hawk, Barbara LynnNot availableItem Bankrupt households: consmer education need assessment(Texas Tech University, 1977-08) Allen, Judy LittleNot availableItem Development of a behavioral intention instrument for predicting dysfunctional family financial management(Texas Tech University, 1985-12) Lovell, JanisThis study addressed the need for a scale to aid in identifying and predicting dysfunctional financial management behaviors in families. The resulting scale is intended as a research instrument and as an intake scale for use in financial counseling and family therapy settings. The extended Fishbein Behavioral Intention Model, based on the theory of reasoned action, with the addition of a moral norm component, was the conceptual framework for the study. The research instrument consisted of two questionnaires, a demographic form and the Fishbein form, with separate but identical units coded for husband and wife. The 67-item Fishbein questionnaire was based on 7-point semantic differential scales. Focusing procedures and two pilot studies preceded the formulation of the final research instrument. Questionnaire sets were distributed to 225 couples in seven church and marriage enrichment groups in Lubbock, Texas; 114 sets (50.6%) were returned. The resulting quota research sample consisted of a homogeneous group of 100 white married couples (200 spouses) in which at least one spouse was 25 to 45 years of age. Mean age of respondents was 34.9 years; mean number of years married was 10.3 years; mean number of children was 1.9; and mean annual gross income was $35,000 to $39,999. About three-fourths of the sample had completed a Bachelor's or more advanced degree. Results of a t-test showed that responses of husbands (n = 100) and wives (n = 100) were not substantially different and were entered as individuals (n = 200) into the Fishbein model. Reliability of the multi-item subscales of the model ranged from alpha = .73 to alpha = .91. All correlation coefficients (r) prerequisite for regression analysis of the model were positive and significant at p = .05 or lower. Multiple regression analysis revealed that the model was statistically significant at p = .001, but not substantively significant, R^ = .15. The subjective norm component of the model was not significant (Beta = -.0152). The attitude component (Beta = .3407) and the moral norm component (Beta = .1560) were significant at p = .001 and .05, respectively. Recommendations were made for further revisions and testing of the scale.Item Effects of educational television upon adults using a home study course in money management(Texas Tech University, 1973-12) Harvey, Elinor PaulineNot availableItem Financial management of Families of Air Force Officers Subjected to Duty Separation(Texas Tech University, 1977-12) Beal, Margena KeasNot Available.Item Knowledge, Beliefs and Attitudes of Financial Institution Personnel Regarding Financial Services Offered in West Texas(Texas Tech University, 1986-05) Overbeck, Brenda N. B.Not Available.Item Teenage parenting and high school dropouts: understanding students' academic, social, and personal influences(Texas Tech University, 2007-05) McGaha-Garnett, Valerie; Burley, Hansel E.; Stevens, Tara; Lan, WilliamAdolescent mothers are faced with multiple risk factors that may prevent them from graduating from high school. The first goal of this study was to examine adolescent mothers’ academic, social, and personal influences related to high school dropout. The second goal was to examine the Resiliency Framework for mothers who dropped out of school and the mothers who continued their education. The third goal was to explore how adolescent mothers perceive their academic, social, and personal influences and to determine whether resilience differ in each group. This study used the existing database of the National Education Longitudinal Survey (NELS) 88:1992 by the National Center for Educational Statistics (NCES). Subjects for NELS 88 were recruited from both private and public schools. The study conducted a two-stage probability design to select the 8th grade sample. The sample targeted 1,500 secondary schools. By random selection, twenty-three students from each school were selected to participate. The population of interest included teen mothers who dropped out of school and teen mothers who continued. In particular, the study viewed the second follow-up wave of the NELS data. The sample consisted of 572 participants. There were 278 young mothers who were classified as dropouts and 294 young mothers who were currently enrolled in high school. There were significant predictors of high school dropout for adolescent mothers in the areas of peer academic aspirations, school climate, future involvement, and childcare. This study found that dropouts scored significantly lower on peer academic aspirations. In addition, dropouts perceived their school climate as negative or hostile which further increased the likelihood of dropping out. Dropout students reported less family involvement and less trust between their parents. Lastly, dropouts were less likely to assume parental responsibility and had less involvement with their child. Attributes of Resiliency Theory were examined in both groups. Dropout students have a higher likelihood of having fewer protective factors and more risk factors than current students. As supported by this study, adolescent mothers who dropped out of school had fewer positive supportive avenues. The results of this study demonstrated that dropouts are less socially competent with healthy relationship, have fewer problem-solving skills, and increased dependence on others.Item The effects of physical appearance and behavior upon ratings of social attractiveness(Texas Tech University, 1978-08) Mahoney, Sandra DianePhysical appearance is an obvious personal characteristic which is immediately accessible to others during social interactions and which contributes to expectations regarding other persons. Yet, until recently, physical appearance had not held much credibility as a scientifically respectable variable. Little research had been conducted to test its relationship to other variables aithough even casual observations would indicate tnat people react differently to beautiful women versus homely women or handsome men versus ugly men.